A Plaid sandbox alternative with coherent bank data.
Plaid's sandbox gives canned institutions. Fictix gives a bank feed that matches the same company's invoices, payments and payroll.
What you get
Plaid-shaped accounts, balances and transactions for the company's operating and payroll accounts — deposits, ACH, card spend, transfers — with realistic descriptions and timing. Reads are POST, like the real API: POST …/native/plaid/transactions/get with your Fictix project key in X-API-Key.
Coherent by construction
Every bank line has a cause elsewhere: a deposit is a Stripe payment, a debit is a vendor bill paid in QuickBooks, a run matches Gusto payroll. This is what makes real bank reconciliation and cash-flow features testable instead of hand-waved.
Plant the bank-side traps
A deposit with no match in the books, a duplicate ACH, a bank item left open at month-end — plant them and measure detection. Advance the clock whenever you want fresh bank activity.
Questions
How is this better than Plaid's sandbox?
Plaid's sandbox accounts are isolated. Fictix's bank feed belongs to a whole company, so every transaction has a matching cause in accounting, payments or payroll.
Can I test bank reconciliation end to end?
Yes — deposits map to customer payments, debits to paid bills, and runs to payroll, so reconciliation logic is tested against coherent data, not guesses.